Plant City Housing Market Shows Price Gains in Q3 2025

The Plant City real estate market demonstrated notable price appreciation in the third quarter of 2025 compared to the same period last year, even as the total number of homes sold decreased. Data for September shows a market with limited inventory and declining mortgage rates, positioning it for potential shifts pending federal fiscal policy changes.

In September 2025, 96 homes were sold in the Plant City area. The average sale price for the month was $384,367, while the average price per square foot rose to $206.81, according to figures from the Greater Tampa Realtors Association MLS.

September 2025 Market Performance

The Plant City housing market experienced mixed signals in September 2025. While the total of 96 closed sales reflects a cooling trend in transaction volume, other metrics point to a resilient market. New construction homes accounted for approximately 40% of all units sold, a significant contribution despite a slight decline in this sector.

The market is on pace to sell around 1,200 homes by the end of 2025. This projection represents a 13% decrease from the total number of homes sold in 2024, aligning with broader national trends of moderated sales activity.

Pricing and Inventory Dynamics

In September, the average sold price was recorded at $384,367. This figure is a 1.3% decrease from the previous month, August 2025. However, the average price per square foot saw a 2.9% increase, reaching $206.81. This suggests that while the overall average price dipped slightly, the value per square foot of homes sold is increasing.

Housing inventory remains a critical factor. With 310 homes available for sale and 126 under contract, the market is carrying less than a three-month supply. This level of inventory typically favors sellers, provided properties are priced in line with current market valuations. Further evidence of this is the average days on market, which decreased to 46 days in September.

Third Quarter 2025 Analysis

A comparison of the third quarter of 2025 with the same period in 2024 reveals key market shifts. The data, which covers July through September, shows a clear trend of rising prices despite fewer transactions.

Total units sold in Q3 2025 were 295, down from 343 in Q3 2024. Despite this drop in volume, all major price indicators showed growth. The average sales contract price climbed to $384,937 from $369,567 a year earlier. Similarly, the median sales price increased to $358,922 from $352,667.

Price Per Square Foot and Inventory Levels

One of the most significant indicators of rising value is the price per square foot, which increased from $191.58 in Q3 2024 to $201.92 in Q3 2025. This demonstrates that buyers are paying more for the same amount of space compared to a year ago.

Housing supply has also expanded over the past year. The inventory supply stood at 2.98 months in Q3 2025, a substantial increase from the 1.99-month supply seen in Q3 2024. While still low, this growth suggests a slight easing of the intensely competitive conditions seen previously.

Mortgage Rates and Buyer Impact

Mortgage rates have shown a consistent downward trend, providing some relief for potential homebuyers. According to Freddie Mac, the monthly average for a 30-year fixed-term loan was 6.35% in September, a drop from the 6.58% average in August.

This decline continued into the beginning of the fourth quarter, with the average rate falling further to 6.34% in the first week of October. Lower borrowing costs are a critical component of housing affordability. Continued easing of rates could bring more buyers into the market, potentially increasing competition for the limited housing stock.

"This rate cut may enhance the buyer’s purchasing power and increase the demand on the limited housing inventory," noted The Crawford Group in their local market analysis.

Experts suggest that as interest rates recede, the increased demand could put upward pressure on home prices, especially given the current low supply. Life events such as job relocations and changes in family size continue to be primary drivers for people buying and selling homes, regardless of market fluctuations.

Navigating the Transaction Process

Buying or selling a home is a major financial decision. With changing regulations and market dynamics, professional guidance is often crucial. A recent report from the Consumer Federation of America highlighted the importance of experience, noting that a large percentage of licensed agents complete very few transactions annually.

An experienced real estate professional provides knowledge of local market conditions, comparable property values, and contract negotiations. These skills are essential for ensuring a smooth transaction and preventing costly mistakes for both buyers and sellers.

As the market awaits its next directional shift, individuals considering a move are advised to seek out qualified professionals to get their questions answered and to develop a strategy tailored to their specific circumstances.

Sample of September 2025 Home Sales

The following is a selection of residential properties sold in the Plant City market area during September 2025, illustrating the range of transactions in the market.

• 1106 Woodlawn Ave: Sold for $148,000. Built in 1953, 4 bed, 1 bath, 1,212 sq. ft.
• 406 E Morrell Dr: Sold for $230,000. Built in 1955, 2 bed, 1 bath, 900 sq. ft.
• 3514 Marigold Patch Ct: Sold for $281,990. Built in 2025, 3 bed, 2.5 bath, 1,673 sq. ft.
• 2005 Sycamore Ln: Sold for $332,400. Built in 1985, 3 bed, 2 bath, 1,514 sq. ft.
• 1903 Paddocks Dr: Sold for $385,000. Built in 1984, 3 bed, 2 bath, 1,676 sq. ft.
• 3010 Pine Club Dr: Sold for $485,000. Built in 1988, 4 bed, 2.5 bath, 2,247 sq. ft.
• 2103 N Golfview Dr: Sold for $620,000. Built in 1983, 4 bed, 3.5 bath, 3,861 sq. ft.
• 3615 Swindell Rd: Sold for $799,900. Built in 2025, 4 bed, 2 bath, 2,755 sq. ft.
• 7301 Loghouse Rd: Sold for $1,000,000. Built in 2001, 3 bed, 2.5 bath, 2,925 sq. ft.