
Mortgage Rates Dip Below 6% Sparking Home Equity Debate
With the 30-year fixed mortgage rate dropping below 6% for the first time since 2022, a debate over using home equity has intensified, with AARP and Dave Ramsey offering opposing views.
107 articles tagged

With the 30-year fixed mortgage rate dropping below 6% for the first time since 2022, a debate over using home equity has intensified, with AARP and Dave Ramsey offering opposing views.

New Jersey's spring real estate market has arrived early, with falling mortgage rates fueling intense buyer competition over a historically low housing inventory.

The US housing market is shifting, giving buyers more negotiating power. Experts share tips on finding the best deals through concessions, targeting overlooked homes, and more.

US home sales hit a 30-year low in 2025 with 4.06 million previously-owned homes sold. Economic uncertainty and rising mortgage rates impacted the market, though December saw a 5.1% sales increase.

Indiana's housing market in 2026 is expected to see lower mortgage rates around 6.3%, but affordability will remain a key challenge, especially for new buyers.

A critical tipping point has been reached in the US housing market, as more homeowners now have mortgage rates above 6% than below the pandemic-era low of 3%.

A major shift is occurring in the US housing market, as the number of homeowners with mortgage rates over 6% now exceeds those with sub-3% rates.

The U.S. housing market is showing clear signs of balancing, as more agents report stable conditions and sellers increasingly cut prices to meet buyer realities.

The 2026 real estate market is at a crossroads, with improving affordability challenged by Federal Reserve policy, ongoing legal battles, and potential government intervention.

Hawaii's real estate market is showing renewed optimism for 2026, as stabilizing home prices and lower mortgage rates begin to improve affordability.

Millions of US homeowners with ultra-low mortgage rates are financially trapped, as moving would mean a 73% jump in payments, causing severe housing market gridlock.

Despite Fed rate cuts, the U.S. housing market remains slow. Berkshire Hathaway reports a power shift to buyers and identifies restrictive zoning laws as a key problem.