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With the 30-year fixed mortgage rate dropping below 6% for the first time since 2022, a debate over using home equity has intensified, with AARP and Dave Ramsey offering opposing views.
With mortgage rates falling, financial expert Dave Ramsey advises homebuyers to choose 15-year loans and limit housing costs to 25% of their take-home pay.
A new financial wellness program at United Real Estate has helped its agents save $3.2 million and eliminate $2 million in debt since April 2024.
Personal finance expert Dave Ramsey advises potential homebuyers to focus on their financial readiness, not market timing, before purchasing a property.
